Certified Commercial Banking Specialist (CCBS) Training Course

Certified Commercial Banking Specialist (CCBS) Complete Syllabus

Course 1: Commercial Banking Overview

• The Purpose of Commercial Banking
• How banks make money
• Why commercial banking?

Course 2: Fundamentals of Accounting for Commercial Bankers

• Understanding the core financial statements
• Fundamentals of business finance
• Relevant accounting standards
• How different accounting standards affect a company’s stated financial performance.

Course 3: Fundamentals of Understanding Business Risks for Commercial Credit & Lenders

• The Credit cycle
• The 5C’s of Credit
• Preliminary assessment
• Reasons for Borrowing
• Gathering information for your assessment
• Assessing the Client’s Business

Course 4: Financial Analysis for Commercial Bankers

• Understanding financial ratios
• How to calculate ratios
• Cash Flow Analysis for Commercial Bankers
• Capital Investment and Project Analysis for Commercial Bankers
  • How to analyse the potential for capital investments and projects

Course 5: Structuring and Pricing Loans

• Deciding to issue a loan or reject the application
• The Credit Application
• Loan structure
• Monitoring and Managing the Loan

Course 6: Professional Ethics & Conduct

CCBS Certification Exam*

The CCBS certification exam is a PAID upgrade once you’re ready to take the exam OR if you’d like to access more study materials, upgrade to the CCBS Pro Pack, where you get:

• Certification exam (available online) – includes 3 exam attempts
• Case studies
• Credit Application Template

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Why Get Certified?

If you’re an individual…

…this certification gives you a leg up on the competition.

Unlike any other Manager, you’ll have a certificate AND badge to prove your commercial lending expertise from a source that is trusted by global businesses – which is what REALLY counts.

More importantly, it will make you a better Commercial Banker.

So, if you want to:

• Move up the ladder in your career (or start/change careers)
• Have something tangible to show your dedication in your own self-development
• Add new skills to your toolset to leave your competition behind and step up the ladder in pay grade…

…this course and certification is for you.

If you’re a Head of Commercial Banking…

…there’s a chance you don’t need to get certified, but…

…your team should get certified.

Why certify your team? Here’s a few good reasons:

• Improve your reputation as an employer for being a great place to work because you invest in your staff development
• Have peace of mind your Commercial Bankers have a standardised level of skills and competency.

If you’re taking the course for yourself, there’s no obligation to get certified, you can also just take the course itself.

Either way, this training gives you value for a crucial part of your business.

NOTE: Certification is optional. You may take the course without doing the certification exam (however, you will not receive the Certification benefits).